Lc international took money from my account. Regards WaqasHis RMD for 2020 should have been $20,000. Lc international took money from my account

 
 Regards WaqasHis RMD for 2020 should have been $20,000Lc international took money from my account  A transferable letter of credit (LC) is a credit facility that the first beneficiary can transfer to another party or the second beneficiary

| Com sede no Bom Retiro em São Paulo, e. Of course, the most secure method for the exporter is the least secure for the importer and vice versa. 40 USD. It is a written commitment by the buyers’/ importers bank (LC issuing bank) to the seller/ exporter's bank to pay on due date to the seller on presentation of credit compliant documents as per the terms of the LC. An SBLC is frequently used in international and domestic transactions where the parties to a contract do not know each other. This type of LC is the quickest form of payment for sellers, who are often exporting to overseas buyers. In the Top section below, select the Wires/Real-Time Payments. (4) Vendor advisory banks will send the letter of credit documents to the vendor. S. 50 for a draft in any currency, unless drafts are part of the account holder's banking package. Anna Tims. Sight LC - Format. We can arrange same day electronic transfer of funds (CHAPS) between bank accounts in the UK. If you have, it’s likely to be a cross-border transaction you made with your debit card, at a card terminal outside of the Republic of Ireland. LC International Trading LLC is a seller on Amazon with more than 87 feedbacks from customers in the last 12 months,This seller is a small business seller on Amazon. A Letter of Credit (LC) is a document that guarantees the buyer’s payment to the sellers. International money transfer. ET Spotlight. I have been a valued customer of your bank for [number of years] and have always appreciated the excellent service provided by your staff. LC International Casinos has 13 live online casinos. Provide the other bank’s routing number and your account. You might find those options (or something similar) in your bank’s Customer Service or Transfers menu. Letter of Credit. In the first shipment when I will produce the documents to the bank, You have written that the original lc will be produced to my bank. P2801GB 6. 2 LC International Limited is licensed by the Government of Gibraltar and regulated by the Gibraltar Gambling Commissioner under the Gibraltar Gambling Act 2005 (RGL 010 - Fixed Odds Betting, and RGL 012 - Casino and RGL104. Advising Bank examines LC and informs Seller (and adds own undertaking if it is also Confirming Bank). PNC Merchant Services and several small businesses, after four years of “hard-fought litigation,” reached a $14. $200 CHECKING OFFER: Open a new personal checking account today. In honor of my 43rd birthday, I do hereby wish to share with you the wisdom gleaned from my first 42 years. It could also be a transaction you made online, either as a once-off. 2. 3 days later on the 31st of the month they took out $105 from my checking account and put me below my rent money. 699: Late Payment Charges: N. Go to ‘Wallet’. Yes. This LC type considers issuing the second LC on the basis of the first letter of credit. A drawing made for say, £900 results in the next month’s availability to be for £1,100. | COMPANY SYNOPSIS The LC International has been working since last two years with a. This study argues that the ability to mitigate risks associated with international trade is particularly important at times of heightened uncertainty, such as the economic crisis caused by the Covid-19 pandemic. • 2 yr. ; Your. iTunes Took Money Out Of my account, I wanted to know why i need to know why they took money out of my bank account . Select ‘Transfer money’ and then ‘Withdraw from PayPal to your bank account’. It is issued by a bank and ensures timely and full payment to the seller. experiencing harms associated with gambling, and to take into account the Gambling Commission’s guidance on customer interaction (/licensees-and. The company called the bank the next day to pull the money from her account. State precisely what the problem is. We use our standard exchange rate for money received from outside the UK or in a foreign currency. According to a 2014 report by Carte Blanche, banks receive an average of 200,000 disputes from. Key Account Manager T-FAL. I opened my banking app and found out that the money in both my checkings and savings was taken from, it was a "Legal Order" from the Franchise Tax board and they provided. Cleared Payment Delays. Go to Quick Remit under 'Money Transfer’. You won't be responsible for taking money out of your IRA until you turn 72. Obviously, this is one of the most advantageous options to the importer in terms of cash flow and cost, but it is consequently one of the highest risk options for an exporter. No clue why it came out of that account rather than one of the ones she was actually using. S. LC International Limited Public Statement - Gambling Commission 17/08/2022, 08:46. Email: [email protected] to 72, from 70½. The withdrawal will be exempt from the 10 percent early distribution penalty normally levied if you're under age 59 1/2. #1 – DP LC or DA. Letter of credit basics. If the scheme also involved a bank, the potential fine increases to up to $100,000: [18 U. Regards WaqasHis RMD for 2020 should have been $20,000. Our LC TM Marketplace Platform has helped more than 4 million members get over $80 billion in personal loans so they can save money, pay down debt, and take control of their financial future. Weight. Pay extra care when negotiating the LC’s terms and conditions: As payment from the importer’s bank is all stated in the documents, it is crucial to ensure you can meet all the LC’s terms and conditions. You might be wondering if they can take money from your bank account without authorization. As LCs offer the assurance that both parties will fulfill their obligations whilst also safeguarding suppliers against non. Where fees vary depending on how you’re sending money, you’ll typically pay. maximum bonus: £ 200 Spins Game: Starburst, Spin Value: £0. The levy is not continuous; it only takes the money in the account at the time of the levy. The Bank Manager. Chase: $40 to $50 per transfer, depending on the transfer method, Bank of America: $35 to $45 per transfer, depending on the sending currency, US Bank: $50 per transfer, PNC: $45 per transfer, TD Bank: $40 per transfer, Capital One: $40 to $50 per transfer. Rugby Rose Posts: 13,228. Understanding Shareholder Loans. Payment in My Money Archives Sep-29-2021; I can’t use pay pal as a payment method on my ps5, any ideas? Please help in My Money Archives Sep-29-2021; i cant make a purchase online using paypal in My Money Archives Sep-29-2021; PayPal took money from my account because buyers card issuer took it in Payments Archives Sep-29-20217. A letter of credit (LC) is a document issued by a bank or a financial institution that guarantees the payment of a certain amount to a seller (exporter) on behalf of a. Intro APR offer. 5. PayPal makes up to 2 more attempts in the space of about 6 days. As their use varies across products, exports of. A bank routing number typically isn't enough to gain access to your checking account, but someone may be able to steal money from your account if they have both your routing number and account number. Transactions from the following sites may show up on your bank statement as being LC International or LC International Limited. But still, G2A is taking money from my account without my knowledge and is also causing surcharges for international transactions on my account. A decline means that the transaction could not be made or go through. HSBC deposit accounts and your accounts at other U. uk and foxybingo. Hit the "Login to Ask the community" button to create a question for the PayPal community. Manufacturer and Exporter of Textile Products and Non-Food Items. If you are not in debt to the IRS, then the agency cannot take money directly from your bank account. The website is one of these billing gateways used by other companies and websites. 2. : We charge a $20 fee each time. 3). Send Money to Almost Any Country in the World. Some 401(k) plans may allow for a loan to help with a home purchase. Incoming international transfer. Risks for the Buyer. There are a few exceptions to this rule, however, one of which is government entities. The wire network, however. LC International Limited Public Statement - Gambling Commission 17/08/2022, 08:46. To avoid this risk, international buyers want these letter of credit. S 1, for a fee of either $6 or $10, depending on the amount transferred 2. The school took money from my account with out my written consent or knowledge. It is a written commitment by the buyers’/ importers bank (LC issuing bank) to the seller/ exporter's bank to pay on due date to the seller on presentation of credit compliant documents as per the terms of the LC. LC International Limited. Standby Letter of Credit. If you have received correspondence from JC International Acquisition, carefully review the information and look for a reference number, which will be helpful for them to pull up the account quicker to save time. This is also one of the major demerits of LC. Seller ships goods to Buyer. Revolving Letter of Credit. S. Incoming international wire. £21 - between our branches. The bank in Singapore eventually transfers the money to the beneficiary. The only way that I could stop it was blocking my credit card, but they took money from my account many times and different amounts each month. A federal law passed in 2019 called the SECURE Act, for Setting Every Community Up for Retirement Enhancement, raised the starting age for taking R. What is the crime for caregivers taking money from my sick wife in penna? My wife had caregivers for 6 years before she passed, i found check stubs with my name for 12000 dollars i know nothing about , also the care giver who took care all her money had her name on checks for 18000 dollars, why crime would that be in penna. If in one shipment the lc will be produced for next shipments how it could be possible to produce the. Faculty Member. I took money from Account 1 and put it in Account 2. earn interest on your money; send and receive checks; Note: You cannot deposit cash into a Mercury bank account. they will ask you about a million times if you are sure you want to cancel but you will get a refund in a couple of days. I. Fund your payment using a card or bank transfer. co. Bank/Savings account Statement (issued in the last 3 months) Issue letter from a credit/debit or pre-paid card (issued in the last 3 months) Utility bill – i. Securely send money to friends and family using Zelle ®. Types are given as a list Acceptance Credit/ Time Credit. 1,457 followers. —> Place an order for services <—. Posted on Mar 14, 2013. The traditional forms of laundering money are smurfing, using mules, and opening shell corporations. 1. A person or entity has an account at an issuing. Another Arjes 250 service, Carried out onsite ensuring peak performance and minimising machine downtime. It is one of the four traditional methods of payment and is quite complex. I 100% have enough money in the bank & have confirmed both my Visa card and bank account. Assuming you qualify to take a CRD, then you can withdraw up to $100,000 anytime in 2020 from your Roth IRA (or IRA or other company plan). A letter of credit or LC is a written document issued by the importer’s bank (opening bank) on importer’s behalf. I have $5,000 that I want to open it with. Any member of an LLC can borrow money from it. Date of experience: July 02, 2023Did anyone get scammed by Nguyen <removed> for $23. Confirm your bank account and tap “Next. The Issuing Bank sends the LC to the Advising Bank. Entain in itself is the present name of the firm that. com. Here is the list (in alphabetical order)LCL customer service is at zero . Once the buyer pays the amount and collects the documents, the bank sends the money to the nominated bank in Singapore. 119 1; Has iTunes taken money from my bank account Hello, as far as I know, I have never bought anything from iTunes yet today 6 transactions were taken from my bank account. The letter of credit reduces the risks taken by both buyers and sellers that foreign goods will be shipped, and payment made. If the transfer is to a non-PNB bank account in India, then the transfer will take between 24-72 hours⁹. " Select the. Is this a scam and if so any. If you authorized her to take out the money, you are out the money. Visit your nearest LBC Express branch or LBC Agent and initiate the remittance transaction. Now the school has handed it over for collection from both of us. Customer service judt says it takes time. 0%. Territory: Ontario. They can also receive non-salary payments or “guaranteed payments” — basically a payment that is made regardless of whether the LLC has generated any net income that month or quarter. Types of Letters of Credit. Firstly, as stated above, although the payment method by L/C is very safe and reputable, it still depends on the goodwill and honesty of the seller and the buyer. Best for sending money internationally: Remitly. I also have contacted my bank and they said they never received the money from the pa. As a security, Bank took Margin in form of FD at 10%. Example: If an edible dye manufacturer sends a shipment to a soft drink company against a financial SBLC, and the company is unable to. Log on to HSBC Personal Internet Banking. Can someone scam you on Cash App? Unfortunately, yes. 92 for a mini sealing machine that hangs on the refer. After reviewing your case, we found that this transaction was not. Domestic bank transfer speed: Usually within minutes, particularly for transfers between accounts at the same bank. The company may be based in Gibraltar but it has footprints in several countries, at least. 1. Letters of credit (LCs) are one of the most versatile and secure instruments available to international traders. The concerned officer at bank helps you in filling up necessary application to open an LC. 2. com account. where the dependent variable is a binary variable that takes on the value one when the payment method (p) is LC, and zero otherwise for trade flow (f={mathrm{import,export}}) by Turkish firm i, 8-digit HS product k with a trade partner located in country c in month-year m. ”. Intro APR offer. This LC gives the sellers the authority to advise the bank to. When part of the payment has been made by the buyer, the bank will then pay the. An LC issued by the bank appointed by the buyer, showing the seller as the beneficiary, guarantees payment in full if the buyer fails to make payment as agreed. Twitch is operated by Twitch Interactive, a subsidiary of Amazon. Irrevocable Letter of Credit. Here is how to transfer money internationally with Wise: Log into your account. #1 Trademark Search and Registration Service :: LC is a trademark and brand of LC International LLC, New York, NY . Therefore, The transaction will be processed through LC. How to link your accounts: Log in to the account you plan to send money from, and look for an option to “add an account,” “add external accounts,” or “link accounts. 2. Last Sunday they withdrew money from my account and said it was a technical glitch that happened to many people. [Name of the bank] [Name of the branch] Respected Sir/Madam. An LC at sight is a letter of credit (LC) that is payable immediately (within five to ten days) after the seller meets the requirements of the letter of credit. com. Import Operations Under L/c. How those businesses take care of those complaints is what separates good businesses from the rest. Collateralized loan limits will be lower. $200 CHECKING OFFER: Open a new personal checking account today. Contact PissedConsumer Contact Shop LC. It is issued by a bank and guarantees that the seller receives payment on time and in full. This trademark application was filed with the USPTO (United States Patent and Trademark Office) under the trademark classification: Restaurant and Hotel Services; The LC trademark application. You can use wire transfers to send large sums from your bank account to another. LC is opened in favor of intermediary as per the Buyer's instructions and on the basis of this LC and instructions of the intermediary a new LC is opened in favor of Seller of the goods. ACH transfers cost a few bucks at most, but sending a bank wire transfer within the U. The main difference between correspondent banks and intermediary banks has to do with the number of currencies that are in use in a transaction. 5 depending on transfer amount. . In these scams, someone says they can help get your money back or recover the prize or item you never got, but you need to pay them first. Navigate to the payments area. A letter of credit is a banking instrument that guarantees payment from the buyer to the seller. They took my money too for several months I didn’t realize it. If you don't have Admin access, you will not see Cancel my account under "Account status" in your preferences. Which Payment Method is the Best? Each. My company. You can find Western Union branches in more than 200 countries. The correspondent may charge between $11-$17. The Issuing Bank sends the LC to the Advising Bank. According to responses from the bankers, among the types of scams in LC fraud cases were presentation of forged documents (e. My ex-wife did not pay my sons school fees and gave the school my bank details . No, it's not legal for anyone to take any money out of your account and the bank wouldn't allow it to happen anyway unless a Direct Debit has been set up. Now I have to wait 5 workings days to get the money back. 2. Pensions. International format +1 226-899-3682; Country: Canada. The Issuing bank provides its creditworthiness in support of the Applicant (Buyer). 2. With the RBC International Money Transfer service you can send money to almost any country in the world, including the U. Using the above example, you would. For many LLC owners, the most advantageous way to receive payment is to treat yourself as an. However, the bank will allow co-holders of an account to have access to money, even when one person is deceased. He holds a BA in Economics and Politics, with a core focus on International and Environmental Economics, Political Lobbying and Digital Information at Work. Authenticate the new beneficiary addition using the OTP sent on registered mobile number. Sending and receiving money with Mercury: sending money via ACH = free; receiving money via ACH = free; sending domestic wire (in US) = $5 now free; receiving domestic wire (in US) = free; sending international wire = $20 now free The key differences between red and green clause letters of credit are: 1) Advance percentage: – With a red clause LC, the percentage of the total letter value available for an advance is generally around 20 – 25%. Type in how much you want to transfer, or how much you need the recipient to get. If you’re sending money overseas, Wise can often get your payment where it needs to be faster than a normal bank. My Account setup should. What Is a Letter of Credit? A letter of credit, or credit letter, is a bank guarantee that a specific payment will be made. You may have inserted the card and used your PIN, or made a contactless or Apple or Google Pay payment. 10 - 60 days. Title 31 Helpline: 866-270-0733 (toll-free inside the U. You should consult an attorney if you have other questions about settlement of your mother's estate. LC International Limited is based at Suite 6, Atlantic Suites, Gibraltar, GX11 1AA. To manage your TSP savings online, you need to set up a login to My Account. set up one-time and recurring transfers. Once a disbursement is cleared for payout, it can take a. This page provides information regarding the Bank Secrecy Act (BSA) requirements, forms,. As the name suggests, a joint bank account is one owned by two or more people. An international letter of credit (L/C) is a method of payment that is particularly suited to high value/high risk transactions. Unfortunately, as with a lot of technology, convenience can come at a cost. com, call 234-1-2787000, 0700ZENITHBANK or visit the Zenith Bank branch closest to you. The Import Letter of Credit guarantees an exporter payment for goods or services, provided the terms of the letter of credit have been met. Average of 222 Customer Reviews. But what if I want money before the end of the fiscal year? How can I withdraw money early? 1. Suggest what can be done to solve the problem. One of the most tax-efficient ways to extract profits from a company is to put funds into a pension. During the negotiation process, make certain you can fulfil each term before agreeing to add it to the LC. Anohar John. financial institutions – including banks and credit unions. 4. Track the source of the debt by reaching out to your creditor to see if it has any information about the debt in question. Summary. Consumers say: Didn't recieve my Merchandise and they won't process a refund, BUYER BEWARE!LC Backed Bill Discounting in Exports. LC International Ltd t/a Coral said that their intention with the ad was to capture the trackside excitement and crowd atmosphere at popular horse racing events. SWIFT payments can take up to 5 working days to be processed. LC International Limited was founded in 2016, with its headquarters in Gibraltar. intro APR offer. Ask for FREE. Self-service outgoing wire. Dear [Bank Manager’s Name], I am writing this letter to request your assistance with [loan request, car loan request, account closure, or any other situation]. i have been a seller of clothes some vintage some designer since 2017 and I have never had this happen before. Un-transferable Letter of Credit. Having paid big money to acquire a major rival, the people in charge of Ladbrokes were probably quite surprised when their own business was targeted for a takeover in December 2017. To contact online: Visit their contact page and fill in the information as best you can. The importer contacts an exporter, receives a quotation for goods and confirms the deal. Bank took 2% Commission to secure the LC. Recommend Casinos in November 2023. I just emailed them and the live chat is not helping at all. State precisely what the problem is. It's 6 business days later I don't have my refund and now my bank account is overdrawn. Alternatively, some online banking systems have a Western Union collection option in the dashboard. When you sent your payment, the money is not instantly transferred from your bank account to the recipient’s PayPal account. Fees: D/D fees vary among banks. Answer. There are only two ways that a debt collector can touch your bank account: 1) with your consent (i. Replacing lost or damaged cards. The thing is, since they both got closed, they reversed the transfer I did, and then the $20 disappeared. (1) The buyer will first contact the seller. The LC is sent by the issuing bank to the advising bank. Sending payments through MoneyGram incur different charges for sending money from a bank account, credit card, or cash at a kiosk. Provide relevant details about your account. 9 I am the sole member of an LLC. Firstly, as stated above, although the payment method by L/C is very safe and reputable, it still depends on the goodwill and honesty of the seller and the buyer. You may have inserted the card and used your PIN, or made a contactless or Apple or Google Pay payment. 2. Importantly, the process involves an impartial third party in the transaction. 1) Q: When can I ask for a list of the fees, charges and commissions. You can also just read an overview if you prefer a text-only explanation without the visuals. As a business owner, you may request a letter of credit from a customer to guarantee payment for products or services you’re providing. Yes the answer they are looking for is. Mail and wire fraud: Both carry a maximum prison sentence of up to 20 years. To date, I have refused to pay this amount and they have not been able to provide proof of any signature or authorization. One sold and the buyer paid (amount £670), the other one also sold but the buyer hasn't paid me (amount £1,750). Sub: Request letter to issue a new ATM card. The SWIFT community includes banks, broker-dealers and investment managers. Login to Mashreq Mobile or Online. Confirmed Letter Of Credit: A confirmed letter of credit is a second guarantee, in addition to a letter of credit, that commits to payment of the letter of credit. Save time — and money — on international payments with Wise. 50 (₹100 + Tax) and courier charges ₹56 (₹50+Tax). You can approach your bank to open a Letter of credit. 3. You can: move between $10 and $50,000 into your HSBC account daily. LC International Limited is a subsidiary of Entain, one of the world’s leading online gambling companies. A Letter of Credit (LC) is a document that guarantees the buyer’s payment to the sellers. If money has been taken from your bank account without permission, there are certain. Email: customerservice@completesavings. I didn’t authorize any payments and it was very strange. Kudos. If the buyer is unable to make such a payment, the bank covers the full or the remaining amount on behalf of the buyer. If the payment is marked as posted by your bank then you can report it to your bank but I doubt it would if the order didn't go through for the merchant to claim the funds. LC International Limited. The fees and charges for HDFC RemitNow are as below¹⁶: Fund transfers up to USD 500 or equivalent: ₹500 per transaction. What is a letter of credit. LC International Ltd. Definition of LCL/LCL: A way of quoting container freight rates in which the carrier agrees to pack the container on departure as well as unpack the container at. One of the popular scams used to steal money from users is the Cash App Friday scam. 6. The fund has been returned to my bank account in the last couple of hours. for 18 billing cycles >. We’ll convert the payment received into pounds on the day we pay it into your account. 15 USD. Between my mom , daughter and sibling we have a total of 10 Accounts with LCL , rest assure that. No Charge. PNC’s international money transfer option is available to select destination countries, based on the transfer amount and the specific beneficiary bank involved. •Why these Problems Occur and What Actions to Take •The 6-Step Letter of redit “Process” Explained • Logistics • Documentation • Dates • Correspondent Banking • Payment Structure • LC Structure •Why Exporters Must Negotiate LC Terms & Conditions with Buyers •Dangers of Not Embracing the LC Process & Negotiating From. Nov 2014 - Present 9 years 1 month. 1) Financial Standby Letter of Credit. With effect from 1st October, 2021, the apex bank has ruled that a fine of Rs 10,000 per ATM will be applicable on the operating network responsible in case cash-out occurs at any location for more than 10 hours per month. My bank (navy federal credit union) has taken my whole direct deposit ($550) from my checking account to pay for a delinquent credit card that was in collections. A letter of credit is issued against a pledge of securities. 4. Go to your account page here and sign in using the email and password that you use to access that account and then turn off ther auto-renewal. 2. 8. You may be able to get some or all of the money levied depending on the source of the funds deposited into the account or your financial situation. ”. After they took the money from my card, Booking. As a. #4 – LC with or without Recourse. The importer then contacts the issuance bank (usually, a bank that has already offered them a line of credit) and requests for a Usance LC. Click on your profile photo thumbnail, and select Deposit Funds. There are five common payment options used for exports. An IBAN is a unique identifier that’s used to distinguish your bank account from all the others around the world. Forum Member. If you have a TD Unlimited Chequing Account, TD All-Inclusive Banking Plan, TD Every Day Chequing Account, TD Student Chequing Account or TD Wealth Private Banking Account: No service fees Request Money: Up to and including $100: $0. Some shitty BOA customer service agent told me it was impossible for them to take money from me and made it seem like I did this and was filing a false claim. Funds deposited after the levy are not taken. The complete engineering service specialising is plant installation & decommissions, coded welding & maintenance/repairs | A reliable mechanical engineering & welding company available to offer expert advice, emergency break down cover and on going maintenance to plant and commercial. I sent him an email and he never replied. The FTSE 100 company will pay £14 million for failures at its online business LC International Limited, which runs 13 websites including ladbrokes. I am sure that you will be entitled to get your 809€ back and even more My ex-wife did not pay my sons school fees and gave the school my bank details . e. The UCP 600 (“Uniform Customs & Practice for Documentary Credits”) is the official publication which is issued by the International Chamber of Commerce (ICC). (From that day the issuing bank has 5 banking days to examine the documents). PayPal took money from my account because buyers card issuer took it in Payments Archives Sep-29-2021; I DON'T want Paypal registration for my buyers if they do the payment in Payments Archives Sep-28-2021; Pending transaction in My Money Archives Sep-27-2021; Paypal prepaid card in Products and Services Archives Sep-25-2021;. Provide relevant details about your account. You cannot have it both ways. In some cases, the first payout might take longer depending on the country of operation or industry risk level. eBay Help Sign InPayment to LinkedIn. Shockingly the. If you are not in debt to the IRS, then the agency cannot take money directly from your bank account. Company Overview for LC INTERNATIONAL LTD (11507998) Filing history for LC INTERNATIONAL LTD (11507998) People for LC INTERNATIONAL LTD (11507998). 2. (2) The bank will contact the bank that is willing to make LCs. | COMPANY SYNOPSIS The LC International has been working since last two years with a young talented team to nurture and organize the magnificent portrait of human creativity in the form of weaving and creative style of. The fully approved SAMA schedule of fees and charges, including third party fees, charges and commissions, should be clearly on display in all bank branches and on the bank website. the Money Laundering, Terrorist Financing and. Pick recurring transfer. Subsequent payouts follow the schedule that you define in your account’s. 1406. Since the D/D typically involved an international money transfer, this type of fraud can take months to uncover. Just send a certified letter instructing. We have signed electronically, but we have not received the final signed copy. mobile phone, water, gas, electric (issued in the last 3 months) Council Tax bill (issued in the current tax year) HMRC tax notification (issued in the last 12 months) Tips for writing a bank complaint letter.